Refinance and Maturity | Nishka Riley Mortgage Team

Mortgage Renewals

Ready to make your largest debt disappear?
Here’s how we’re going to make it happen!

Step 1

The Discovery Call

It’s All About You!

In this step we’ll have a casual conversation and:

Discuss how the mortgage is fitting with your budget
Talk about your current and future financial needs
Review timeframes with your current home
Go through some rough mortgage scenarios

After going through this step you’ll breath easier and realize you made the right call by reaching out to us.

I'd Love To Get In Touch

I Want To Fill Out An Application

Step 2

Develop a financing plan

Leave the number crunching to us!

In this step we’ll work our magic behind the scenes and:

Present you with a financing plan
Show you options to save money (think thousands!)
Discuss which lenders fit your current and future needs
Discuss real estate investing options (optional)

After this step you’ll feel confident that you have a plan to make your mortgage go away!

I'd Love To Get In Touch

I Want To Fill Out An Application

Step 3

Meet Your New Lender

Don’t worry we’ll do all the leg work!

In this step our experience really shines through! And we’ll be there to:

Get your new financing approved
Explain all the terms and options
Satisfy the lender conditions
Help with the transferring the relationship

This step is usually has a lot of moving pieces Don’t worry, we roll out the red carpet. All you have to do is walk down it, looking fabulous!

I'd Love To Get In Touch

I Want To Fill Out An Application

Mortgage Financing North Vancouver - Mortgage Refinancing North Vancouver

Step 4

On Going Mortgage Reviews

Ironically the end is just the beginning

In this final and ongoing step we’ll be there guide you through:

Understanding future Bank of Canada updates
How government rule changes impact your mortgage
Annual reviews to confirm you’re on track
A sounding board for other financial matters

After this stage, clients often comment on how easy we made the entire process and how much better they sleep at night, knowing that they now have a lifelong mortgage advisor.

I'd Love To Get In Touch

I Want To Fill Out An Application

Mortgage Financing Plan in Place
& Payments Under Control.
How amazing does that feel?!

Complete An Application

Wondering why you should use a mortgage Broker?

Banker vs Nishka Riley Mortgage Team

Nishka Riley Mortgage Team

Product Options
We have access to various lenders, providing a wide range of mortgage products.
Interest Rates
We can often offer competitive interest rates by shopping around among multiple lenders.
Personalized Service
We work independently and focus on your needs, offering personalized guidance.
Communication
We maintain clear and open communication, ensuring you understand the entire process.
Flexibility and Advocacy
We are your advocate. We work to find the best terms and conditions to meet your financing needs.

Banker

Product Options
Limited to offering only the products available within their own bank
Interest Rates
Bankers are confined to the rates set by their own institution, potentially limiting options.
Personalized Service
Bankers are constrained by the policies and procedures of their specific bank.
Communication
Bankers wear many hats and may not have the time to communicate the progress of your file.
Flexibility and Advocacy
Bankers represent the interests of their employer, which may not always align with the borrower's best interests.

I'd Love To Get In Touch

Complete An Application

How The Nishka Riley Mortgage
Team Can Help You

Over the past 20 years, we’ve been helping people like yourself call North Vancouver, Squamish and Vancouver home. If you’re in the early stages of your renewal or refinance research, download our award winning mortgage calculator. Since we are a part of the Dominion Lending Centres network, we have access to lenders like Scotiabank, TD Canada Trust, Blueshore Credit Union, MCAP and dozens more. Because of our lender relationships, we can find a mortgage solution that meets your needs. Renewing or refinancing your mortgage involves reevaluating a lot of aspects of your life. If you are self-employed or have credit challenges, you’ll want to harness our experience to guide you through the mortgage maze. We can help you navigate decisions like: fixed vs variable, short or long term rates, should we consolidate our debt and how do we lower our monthly payments? We’ll be there every step of the way and help you with each one. Come experience why we are one of the highest ranked North Vancouver mortgage brokers by Google reviews.

I'd Love To Get In Touch

Learn More About Nishka

Things To Know When You Are Refinancing Or Renewing

Common questions and misconceptions

Refinancing For
Debt
Consolidation

Sometimes, life gets away from us, and as a result, our lines of credit creep up to their limits. Your mortgage can be a powerful tool to reorganize debt. During our discovery call, we'll do the math to see if consolidating them into your mortgage makes sense. Don't worry, we'll get you back on track. Aren't you feeling lighter already?

Get Started

Refinancing
Due To
Divorce

The past few years have been difficult emotionally and financially. Because of that, we’re having more and more conversations about divorce and finances. Our team can guide you through the next steps and the various programs that allow you to divide your assets and start a new life. Breaking up doesn’t have to be hard to do.

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Stay or Leave
My Current
Bank?

Should you stay or should you go now? Leaving your current bank can feel like a massive undertaking. Our unique 4 step process makes the transition simple and smooth. A second opinion on your bank’s renewal offer will guarantee one of two things - saving thousands of dollars or peace of mind. We often achieve both for our clients!

Get Started

What Our Clients Are Saying

Get a feel of how we work with people just like you

      EXCELLENT  
   Based on 93 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Will Wright 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nishka has been our go to mortgage expert for nearly a decade. Her wisdom, kindness and technical expertise has made her an invaluable member of our team for all of our life’s most important decisions. I could not recommend her highly enough, and I look forward to working with her again and again.
  
 
      Posted on Google  
   
   Mark Pulfer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service! We were in a bit of a pickle and Nishka and her partners helped us out and found us a new mortgage at a very reasonable rate. She and Paul also provided excellent advice on how we should navigate this era of high interest rates. Much appreciated!
  
 
      Posted on Google  
   
   Emily Rose 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nishka helped us with the purchase of both of our homes and has been an absolutely amazing support and resource to us. She not only gave us great advice when it came to mortgages but has also guided us throughout the entire process, including tips for becoming a first time homeowner. She continues to be the only person we have full trust in during such an overwhelming process of buying a home. As a young family and first time home buyers, we wouldn't have be able to buy a house today if it wasn't for her, and i dont know how i would have survived it mentally either without her... especially with setting us up in the portable mortgage when we bought our townhouse which was set us up for success when we bought our house 2 years later. We highly recommend her! She's trustworthy, supportive, honest and goes above and beyond to put her clients in the best situation possible.
  
 
      Posted on Google  
   
   Aidan Mabbott 
 
 
 
 Trustindex verifies that the original source of the review is Google. The mortgage advice services Nishka and her team provide are exceptional. She is attentive, insightful, and strategic in her approach. We have used Nishka's services to close on several properties over the last 5 years and the experience is consistently excellent. I cannot recommend her services enough.
  
 
      Posted on Google  
   
   Phillippa Lorincz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Niksha and team have made our mortgage renewal so seamless and stress free. They were supportive and informative every step of the way! I highly recommend this team to anyone looking for a fantastic mortgage broker! Thank you again Nishka!
  
 
      Posted on Google  
   
   Karen Nowak 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nishka was a dream to work with! When other mortgage brokers said it wasn’t possible, Nishka made it happen! She was a wealth of knowledge and really listened to what we wanted. She offered suggestions, answered all our questions, and reassured us every step of the way. She is professional, knowledgeable, and very experienced at what she does. Communication with her is a breeze— she responded almost immediately to every query we had. Buying your first home can be a stressful experience but with Nishka’s expertise and magic, our experience was exciting and enjoyable. We are so grateful to Nishka and her team and wholeheartedly recommend them! Thank you, Nishka for making our dream home a reality.
  
 
      Posted on Google  
   
   MB Z 
 
 
 
 Trustindex verifies that the original source of the review is Google. Wonderful experience, very helpful and resourceful mortgage broker. Greatly appreciate your help.
  
 
      Posted on Google  
   
   Fred Grillet 
 
 
 
 Trustindex verifies that the original source of the review is Google. Nishka helped my partner and I with the purchase of our first home. From day 1 she was extremely helpful! We had many questions throughout the process, which Nishka always answered happily and quickly with clear and helpful responses. We will definitely work with her in the future and would highly recommend her. She was a pleasure to work with!