Mortgage Brokerage

A Consultative Approach Honed By 20 years of experience

Living on the North Shore is truly a gift! One that Nishka has been grateful for every day for the past 30 years.

Sharing that gift with her clients has become a guiding focus to help accelerate the homeownership journey, which has led to Nishka’s unique “You’ll Be Home In No Time” 4-step process.

With over 3600 mortgages funded by her team and having been quoted in The Globe and Mail, Global News, and Homes & Land, as soon as you talk to Nishka, you’ll know you made the right call and will feel the comfort and excitement of knowing You’ll Be Home In No Time.

Why use a mortgage Broker?

Banker vs Nishka Riley Mortgage Team

Nishka Riley Mortgage Team

  • Product Options
    We have access to various lenders, providing a wide range of mortgage products.
  • Interest Rates
    We can often offer competitive interest rates by shopping around among multiple lenders.
  • Personalized Service
    We work independently and focus on your needs, offering personalized guidance.
  • Communication
    We maintain clear and open communication, ensuring you understand the entire process.
  • Flexibility and Advocacy
    We are your advocate. We work to find the best terms and conditions to meet your financing needs.
About Us

Banker

  • Product Options
    Limited to offering only the products available within their own bank
  • Interest Rates
    Bankers are confined to the rates set by their own institution, potentially limiting options.
  • Personalized Service
    Bankers are constrained by the policies and procedures of their specific bank.
  • Communication
    Bankers wear many hats and may not have the time to communicate the progress of your file.
  • Flexibility and Advocacy
    Bankers represent the interests of their employer, which may not always align with the borrower's best interests.

What Our Clients Are Saying

Get a feel of how we work with people just like you

Posted on Google Google
Will Wright profile picture
Will Wright
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nishka has been our go to mortgage expert for nearly a decade. Her wisdom, kindness and technical expertise has made her an invaluable member of our team for all of our life’s most important decisions. I could not recommend her highly enough, and I look forward to working with her again and again.
Posted on Google Google
Mark Pulfer profile picture
Mark Pulfer
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service! We were in a bit of a pickle and Nishka and her partners helped us out and found us a new mortgage at a very reasonable rate. She and Paul also provided excellent advice on how we should navigate this era of high interest rates. Much appreciated!
Posted on Google Google
Emily Rose profile picture
Emily Rose
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nishka helped us with the purchase of both of our homes and has been an absolutely amazing support and resource to us. She not only gave us great advice when it came to mortgages but has also guided us throughout the entire process, including tips for becoming a first time homeowner. She continues to be the only person we have full trust in during such an overwhelming process of buying a home. As a young family and first time home buyers, we wouldn't have be able to buy a house today if it wasn't for her, and i dont know how i would have survived it mentally either without her... especially with setting us up in the portable mortgage when we bought our townhouse which was set us up for success when we bought our house 2 years later. We highly recommend her! She's trustworthy, supportive, honest and goes above and beyond to put her clients in the best situation possible.
Posted on Google Google
Aidan Mabbott profile picture
Aidan Mabbott
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The mortgage advice services Nishka and her team provide are exceptional. She is attentive, insightful, and strategic in her approach. We have used Nishka's services to close on several properties over the last 5 years and the experience is consistently excellent. I cannot recommend her services enough.
Posted on Google Google
Phillippa Lorincz profile picture
Phillippa Lorincz
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Niksha and team have made our mortgage renewal so seamless and stress free. They were supportive and informative every step of the way! I highly recommend this team to anyone looking for a fantastic mortgage broker! Thank you again Nishka!
Posted on Google Google
Karen Nowak profile picture
Karen Nowak
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nishka was a dream to work with! When other mortgage brokers said it wasn’t possible, Nishka made it happen! She was a wealth of knowledge and really listened to what we wanted. She offered suggestions, answered all our questions, and reassured us every step of the way. She is professional, knowledgeable, and very experienced at what she does. Communication with her is a breeze— she responded almost immediately to every query we had. Buying your first home can be a stressful experience but with Nishka’s expertise and magic, our experience was exciting and enjoyable. We are so grateful to Nishka and her team and wholeheartedly recommend them! Thank you, Nishka for making our dream home a reality.
Posted on Google Google
MB Z profile picture
MB Z
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Wonderful experience, very helpful and resourceful mortgage broker. Greatly appreciate your help.
Posted on Google Google
Fred Grillet profile picture
Fred Grillet
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nishka helped my partner and I with the purchase of our first home. From day 1 she was extremely helpful! We had many questions throughout the process, which Nishka always answered happily and quickly with clear and helpful responses. We will definitely work with her in the future and would highly recommend her. She was a pleasure to work with!

The Right Mortgage Advice
Can Make IT Happen

Let Nishka and her team help you figure out how to carve out your little piece of heaven on the North Shore.