Mortgage Brokerage

A Consultative Approach Honed By 20 years of experience

Living on the North Shore is truly a gift! One that Nishka has been grateful for every day for the past 30 years.

Sharing that gift with her clients has become a guiding focus to help accelerate the homeownership journey, which has led to Nishka’s unique “You’ll Be Home In No Time” 4-step process.

With over 3400 mortgages funded by her team and having been quoted in The Globe and Mail, Global News, and Homes & Land, as soon as you talk to Nishka, you’ll know you made the right call and will feel the comfort and excitement of knowing You’ll Be Home In No Time.

Why use a mortgage Broker?

Banker vs Nishka Riley Mortgage Team

About Us

Nishka Riley Mortgage Team

  • Product Options
    We have access to various lenders, providing a wide range of mortgage products.
  • Interest Rates
    We can often offer competitive interest rates by shopping around among multiple lenders.
  • Personalized Service
    We work independently and focus on your needs, offering personalized guidance.
  • Communication
    We maintain clear and open communication, ensuring you understand the entire process.
  • Flexibility and Advocacy
    We are your advocate. We work to find the best terms and conditions to meet your financing needs.
About Us

Banker

  • Product Options
    Limited to offering only the products available within their own bank
  • Interest Rates
    Bankers are confined to the rates set by their own institution, potentially limiting options.
  • Personalized Service
    Bankers are constrained by the policies and procedures of their specific bank.
  • Communication
    Bankers wear many hats and may not have the time to communicate the progress of your file.
  • Flexibility and Advocacy
    Bankers represent the interests of their employer, which may not always align with the borrower's best interests.

What Our Clients Are Saying

Get a feel of how we work with people just like you

Phillippa Lorincz
Phillippa Lorincz
2024-04-02
Niksha and team have made our mortgage renewal so seamless and stress free. They were supportive and informative every step of the way! I highly recommend this team to anyone looking for a fantastic mortgage broker! Thank you again Nishka!
Karen Nowak
Karen Nowak
2024-02-29
Nishka was a dream to work with! When other mortgage brokers said it wasn’t possible, Nishka made it happen! She was a wealth of knowledge and really listened to what we wanted. She offered suggestions, answered all our questions, and reassured us every step of the way. She is professional, knowledgeable, and very experienced at what she does. Communication with her is a breeze— she responded almost immediately to every query we had. Buying your first home can be a stressful experience but with Nishka’s expertise and magic, our experience was exciting and enjoyable. We are so grateful to Nishka and her team and wholeheartedly recommend them! Thank you, Nishka for making our dream home a reality.
martin zych
martin zych
2023-12-14
Wonderful experience, very helpful and resourceful mortgage broker. Greatly appreciate your help.
Fred Grillet
Fred Grillet
2023-07-11
Nishka helped my partner and I with the purchase of our first home. From day 1 she was extremely helpful! We had many questions throughout the process, which Nishka always answered happily and quickly with clear and helpful responses. We will definitely work with her in the future and would highly recommend her. She was a pleasure to work with!
Nicole Thomas
Nicole Thomas
2021-05-26
Nishka helped my husband and I secure a mortgage as first time home buyers. She did an amazing job walking us through everything and answering any questions we had along the way. Nishka made the process of securing a mortgage as a first time home buyer far less daunting. I would definitely recommend Nishka to anyone looking to secure a mortgage, she is amazing at what she does!
Ina Ervin
Ina Ervin
2021-04-12
Professional. Exceptional service, knowledge and expertise. Nishka not only advises, but as a real estate owner and investor herself she has first hand experience with what she is talking about. I recommend Nishka highly.
Raine Anderson
Raine Anderson
2019-11-02
Refinancing a mortgage can be more involved than what you may think. We were fortunate enough to be recommended Nishka and Paul to help us with our needs. We were looking at switching lenders and had plenty of questions. Paul was on top of everything, very professional and accommodating. We were given the best options that what worked for us currently and are very grateful with all the help we received. Nishka and Paul are our go to Mortgage Advisors from here on out!
Nicholas Milton
Nicholas Milton
2019-09-16
Nishka was extremely hardworking and professional during the entire experience of refinancing our home. She worked diligently through a complex application and always looked for solutions rather than finding road blocks. She was honest, positive, and communicated with us at every step of the way. I will use her exclusively in the future and would recommend her, and her team, to anyone looking for a top performing mortgage broker.
About Us

The Right Mortgage Advice
Can Make IT Happen

Let Nishka and her team help you figure out how to carve out your little piece of heaven on the North Shore.